Banking Law 2600-IBP-BL
The course is divided into five blocks. The topics discussed will include:
- Defining banks and banking law
- Banking business model
- EU & national banking law – overview
- Objectives of banking regulation
- Financial stability
- Investor / consumer protection
- Principles of banking supervision
- The implementation and impact of the Basel III standards and the single rulebook in the EU and Poland
- The main authorities and institutions responsible for banking regulation and supervision in the EU and Poland
- Lifecycle of a bank
- Banking Resolution and Deposit Guarantee in the EU and Poland
- The role and functions of the Bank Guarantee Fund in Poland
- The legal rights and obligations of banks and their creditors in banking resolution
Rodzaj przedmiotu
Koordynatorzy przedmiotu
Efekty kształcenia
By the end of this course, students should be able to:
• Explain the main principles and sources of EU banking law
• Identify and apply the relevant EU legal rules and standards governing banking activity
• Compare and contrast the different types of banks and banking services in the EU and Poland
• Evaluate the role and functions of the European Central Bank and the European Banking Authority in the EU banking system
• Recognize and assess the mechanisms and procedures of banking regulation, supervision, and resolution in the EU and Poland
• Recognize and assess the legal risks and challenges faced by banks and their customers in the EU and Poland
• Communicate and present their arguments and opinions on banking law issues effectively and persuasively
Kryteria oceniania
Course credit will consist of:
- attendance in class and active participation (60%)
- writing an essay on a topic assigned in class (40%)
Literatura
Bibliography (full bibliography will be shared in class and on Kampus):
1. https://www.knf.gov.pl/en/MARKET/Licensing_and_registration/Banking/Banks
2. https://finansdanmark.dk/media/raim0hhz/den-klassiske-realkreditmodel_uk_2021_final.pdf
3. https://www.bankingsupervision.europa.eu/legalframework/regulatory/html/index.en.html
4. The architecture of the European financial market : legal foundations / Anna Jurkowska-Zeidler
5. ECB Guide to Banking Supervision (Nov 2014) https://www.bankingsupervision.europa.eu/ecb/pub/pdf/ssmguidebankingsupervision201411.en.pdf?807838fa2a8bb958749f411c432d1f3e
6. Yves Mersch: Financial stability and the European Central Bank. Speech by Mr Yves Mersch, Member of the Executive Board of the European Central Bank, at the ESCB Legal Conference, Frankfurt am Main, 6 September 2018. https://www.bis.org/review/r180906a.htm
7. European Parliament, Briefing The resolution of Banco Popular https://www.europarl.europa.eu/RegData/etudes/BRIE/2017/602093/IPOL_BRI(2017)602093_EN.pdf
Supplementary:
1. European Banking and Financial Law 2e by Matthias Haentjens, Pierre de Gioia Carabellese ISBN 9781315173764
2. https://www.ft.com/content/f762413e-76df-11e7-a3e8-60495fe6ca71
3. https://www.bbc.com/news/business-50107320
4. https://www.politico.eu/article/where-the-next-financial-banks-regulation-crisis-starts/
5. https://blogs.law.ox.ac.uk/oblb/blog-post/2023/07/preventing-new-global-financial-crisis-amidst-current-inflation-crisis-and
6. https://www.gisreportsonline.com/r/banking-crisis/
7. The Big Short (film)
8. Inside Job (film)
Więcej informacji
Dodatkowe informacje (np. o kalendarzu rejestracji, prowadzących zajęcia, lokalizacji i terminach zajęć) mogą być dostępne w serwisie USOSweb: