(in Polish) Bankowość detaliczna i korporacyjna 2600-LFBRdz3birfBDK
- Course topics:
- The essence of retail and corporate banking
- Mechanisms of consumer protection in retail banking
- Retail and corporate banking and regulations
- Factors driving the development of the retail banking market – conditions and market potential
- Non-bank and para-banking institutions in the retail financial services market – characteristics, offerings, and transformation trends
- Competition in the retail banking market – sources of competitive advantage and competitive strategies
- Distribution in retail banking – evolution of channels and the role of innovation
- Bank branches – traditional and modern operating models, future challenges
- Retail banking products – main transformation trends. Development of the division “mass banking vs. personal banking”
- Retail banking in a global perspective – characteristics of retail banking in selected countries worldwide
- Islamic banking – banking products and ethical and religious constraints
- Segmentation of retail clients. Savings and investment products offered to individuals (standard offering and wealth management). Payment and settlement services for the retail segment.
- Mortgage loans and mortgage banking. Development of the residential mortgage market in Poland. Regulatory and economic determinants of housing mortgage loans.
- Retail client behavior
- Retail banking strategies
- Profitability models of retail clients
- Corporate banking. Corporate banking services. Financial needs of modern enterprises and banks’ product offerings. Financing current and investment activities of enterprises (bank loans, leasing, other financing services). Loan consortia.
- Corporate banks’ offerings in the areas of liquidity management, execution of non-cash payment transactions, foreign exchange operations, and cash transactions.
- Advisory and risk management services for enterprises. Other financial services for enterprises. Services for public sector entities (government and local government units).
- Strategy and organization of corporate banking.
Course coordinators
Type of course
Learning outcomes
Knowledge
- S2_W01 – has advanced knowledge of terminology related to the management of financial institutions (in particular banks in the areas of retail and corporate banking) within the discipline of economics and finance, as well as in complementary disciplines (management and quality sciences, legal sciences). (K_W01)
- S2_W02 – has advanced knowledge of the principles, procedures, and practices related to the management of financial institutions (in particular banks in the areas of retail and corporate banking). (K_W02)
- S2_W03 – has advanced knowledge of economic theories and models related to the management of financial institutions (in particular banks in the areas of retail and corporate banking). (K_W03)
- S2_W05 – has advanced knowledge of technological, social, political, legal, economic, and ecological processes and phenomena, and their impact on the management of financial institutions (in particular banks in the areas of retail and corporate banking). (K_W05)
Skills
- S2_U01 – can apply theories from economics and finance, as well as from complementary disciplines (management and quality sciences, legal sciences), to identify, diagnose, and solve problems related to the management of financial institutions (in particular banks in the areas of retail and corporate banking), by selecting appropriate sources and adapting existing methods. (K_U01)
- S2_U02 – can correctly interpret technological, social, political, legal, economic, and ecological processes and phenomena, and their impact on the management of financial institutions (in particular banks in the areas of retail and corporate banking), by selecting appropriate sources. (K_U02)
- S2_U03 – can independently and in teams prepare analyses, diagnoses, and reports on the management of financial institutions (in particular banks in the areas of retail and corporate banking), and present them effectively, also in English, using ICT tools. (K_U03)
- S2_U05 Independently and collaboratively preparing analyses, diagnoses, and reports regarding corporate accounting, effectively presenting them, and participating in debates—also in English—using information and communication technology (ICT) tools.
- S2_U06 – can plan and organize both individual and group work. (K_U07)
- S2_U07– has the ability to engage in self-directed learning and to continuously improve qualifications. (K_U08)
Social competences
- S2_K01 – is prepared to evaluate and critically reflect on situations and phenomena related to the management of financial institutions (in particular banks in the areas of retail and corporate banking). (K_K01)
- S2_K03 Engaging in activities that benefit the community, society, or the environment related to accounting in business entities, as well as promoting actions for the common good.
- S2_K04 – is prepared to observe professional ethical standards in the management of financial institutions (in particular banks in the areas of retail and corporate banking). (K_K03)
Assessment criteria
Course assessment methods and criteria
- Continuous assessment (ongoing preparation and activity), mid-semester written tests (open questions, single- and multiple-choice questions), oral responses, attendance control, group assignments during classes. Submitting and passing group assignments is a necessary condition for course completion.
- Learning outcomes will be continuously assessed during tasks performed by participants and finally during the seminar assessment.
Final grade components:
- 10% – class participation
- 50% – group project
- 40% – final exam (written test)-
Course completion requirements:
- 10% – class participation
- 50% – group project
- 40% – final exam
Grading scale (out of 100 points):
- 0–50% points – grade 2 (fail)
- 51–60% points – grade 3 (satisfactory)
- 61–70% points – grade 3.5 (satisfactory plus)
- 71–80% points – grade 4 (good)
- 81–90% points – grade 4.5 (very good)
- 91–100% points – grade 5 (excellent)
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Two absences from class are permitted during the semester.
The use of artificial intelligence tools to create coursework for assessment is prohibited.
Practical placement
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Bibliography
Patrycja Chodnicka-Jaworska, Piotr Jaworski, wrażliwość rynku akcji na publikacje danych rynkowych w czasie pandemii COVID-19, Wydawctwo Wydziału Zarządzania Uniwersytetu Warszawskiego, 2020;
Patrycja Chodnicka-Jaworska, Credit rating na rynku finansowym, PWE, 2019;
Zaleska M. (red.), Współczesna bankowość. Teoria i praktyka. Tom 1, Difin, Warszawa 2007.
Stachurska-Targosz J. (red.), Bankowość korporacyjna i inwestycyjna, WSB, Poznań 2005.
Korenik. D. (red.), Innowacyjne usługi banku, PWN, Warszawa 2006.
Szelągowska A. (red.), Współczesna bankowość korporacyjna, CeDeWu, Warszawa 2011.
Szelągowska A. (red.), Współczesna bankowość detaliczna, CeDeWu, Warszawa 2010.
Wiatr M. Bankowość korporacyjna, Difin, 2012.
David T. Llewellyn, Reinhard H. Schmidt, Luisa Anderloni, Financial Innovation in Retail and Corporate Banking (New Horizons in Money and Finance), Edward Elgar Pub, 2009.
Alan G. Swankie, Corporate banking, Global Professional Publishing, 2017.
Choudhury M., Principles And Concepts Of Corporate Banking Hardcover, Cyber Tech Publications, 2012.
de Laurentis, Giacomo, Strategy and Organization of Corporate Banking, Springer, 2005
Notes
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