Retail and corporate banking 2600-DSFRz3zifBDK
1. The essence of retail and corporate banking
2. Retail customer protection mechanisms
3. Retail and corporate banking and regulations
4. Factors in the development of the retail banking market - market conditions and potential
5. Non-banking and non-banking institutions on the retail financial services market - characteristics, offer, change trends
6. Competition in the retail banking market - factors of competitive advantage, competitive strategies
7. Distribution in retail banking - the evolution of channels, the role of innovation
8. Bank facility - traditional and modern forms of operation, challenges of the future
9. Retail banking products - main directions of changes. The shaping of the "mass banking vs. personal banking "
10. Retail banking in a global perspective - specificity of retail banking in selected countries of the world
11. Islamic banking - banking products and ethical and religious restrictions
12. Segmentation of retail clients. Savings and investment products targeted at natural persons (standard offer and wealth management). Payment and billing services for the retail segment.
13. Mortgage loans and mortgage banking. Development of the housing loan market in Poland. Regulatory and economic conditions of mortgage housing loans.
14. Behavior of retail customers
15. Retail banking strategies
16. Retail client profitability models
17. Corporate banking. Corporate banking services. The needs of a modern enterprise in the field of financial services and the product offer of banks. Financing current and investment activities of enterprises (bank loans, leasing, other financing services). Credit consortia.
18. Offer of corporate banks in the area of enterprise liquidity management, execution of non-cash payment transactions, servicing of foreign exchange transactions, servicing of cash transactions.
19. Business investment advisory and risk management services. Other financial services for businesses. Services for public sector entities (government and local government units).
20. Corporate banking strategy and organization.
Type of course
Mode
Course coordinators
Learning outcomes
After completing the course (lecture and classes), the student:
Knows and understands:
• S2_W01 - advanced terminology regarding the management of financial institutions (especially banks in the area of retail and corporate banking) in the discipline of economics and finance and in complementary disciplines (management and quality sciences, legal sciences). (K_W01)
• S2_W02 - advanced principles, procedures and practices regarding the management of financial institutions (in particular banks in the area of retail and corporate banking) (K_W02)
• S2_W03 - advanced economic theories and models relating to the management of financial institutions (especially banks in the area of retail and corporate banking) (K_W03)
• S2_W05 - advanced technological, social, political, legal, economic and ecological processes and phenomena and their impact on the management of financial institutions (in particular banks in the area of retail and corporate banking) (K_W05)
Can:
• S2_U01 - use the theory of the discipline of economics and finance and in complementary disciplines (management and quality sciences, legal sciences) to recognize, diagnose and solve problems related to the management of financial institutions (in particular banks in the area of retail and corporate banking), using the appropriate selection sources and adapting existing methods (K_U01)
• S2_U02 - correctly interpret technological, social, political, legal, economic and ecological processes and phenomena and their impact on the management of financial institutions (especially banks in the area of retail and corporate banking), using the appropriate selection of sources (K_U02)
• S2_U03 - independently and collectively prepare analyses, diagnoses and reports regarding the management of financial institutions (especially banks in the area of retail and corporate banking) and present them communicatively, also in English - using IT and communication tools (K_U03)
• S2_U04 - plan and organize your own and team work (K_U05)
• S2_U05 - has the ability to self-educate and improve acquired qualifications (K_U06)
Is ready to:
• S2_K01- assessment and critical approach to situations and phenomena related to the management of financial institutions (in particular banks in the area of retail and corporate banking) (K_K01)
• S2_K02 - compliance with professional ethical standards in the management of financial institutions (in particular banks in the area of retail and corporate banking) (K_K03)
Assessment criteria
Ongoing assessment (current preparation for classes and activity), mid-semester written tests in the form of tests (open questions, closed single- and multiple-choice questions) and oral answers, attendance control, group work during classes. A necessary condition for passing the exam is submitting the work done in groups and passing it.
Learning outcomes will be verified on an ongoing basis through tasks performed by participants and finally during the seminar.
• 10% work in classes,
• 50% group project;
• 40% final test
Lectures given by outstanding experts in a given field,
multimedia presentations,
Interactive group and individual exercises,
Consultations with practitioners,
Case studies
Bibliography
Patrycja Chodnicka-Jaworska, Piotr Jaworski, wrażliwość rynku akcji na publikacje danych rynkowych w czasie pandemii COVID-19, Wydawctwo Wydziału Zarządzania Uniwersytetu Warszawskiego, 2020;
Patrycja Chodnicka-Jaworska, Credit rating na rynku finansowym, PWE, 2019;
Zaleska M. (red.), Współczesna bankowość. Teoria i praktyka. Tom 1, Difin, Warszawa 2007.
Stachurska-Targosz J. (red.), Bankowość korporacyjna i inwestycyjna, WSB, Poznań 2005.
Korenik. D. (red.), Innowacyjne usługi banku, PWN, Warszawa 2006.
Szelągowska A. (red.), Współczesna bankowość korporacyjna, CeDeWu, Warszawa 2011.
Szelągowska A. (red.), Współczesna bankowość detaliczna, CeDeWu, Warszawa 2010.
Wiatr M. Bankowość korporacyjna, Difin, 2012.
David T. Llewellyn, Reinhard H. Schmidt, Luisa Anderloni, Financial Innovation in Retail and Corporate Banking (New Horizons in Money and Finance), Edward Elgar Pub, 2009.
Alan G. Swankie, Corporate banking, Global Professional Publishing, 2017.
Choudhury M., Principles And Concepts Of Corporate Banking Hardcover, Cyber Tech Publications, 2012.
de Laurentis, Giacomo, Strategy and Organization of Corporate Banking, Springer, 2005
Additional information
Additional information (registration calendar, class conductors, localization and schedules of classes), might be available in the USOSweb system: