1. The idea and scope of social security. Why does the state have to help people - pros and cons?
Elements of social security and their basic characteristics. The difference between social security and social insurance. Basic arguments for and against state aid. Basic differences between private and public insurance.
2. Incomes in life-cycle model.
Permanent income hypothesis. Welfare optimization in life-cycle model. Costs of obtaining income in the active phase. The replacement rate. Savings rate and saving endowment in a model with increasing wages and pensions’ indexation. Calculation of contributions necessary to obtain a specific replacement rate.
3. How can we save for old age.
Different retirement systems. Disadvantages, advantages and problems of alternative solutions: individual savings, individualized participation and mandatory participation. Types of retirement plans. Defined benefit and defined contribution. The distribution of risk depending on the form of the plan.
4. Demographic processes and social policy.
Directions of demographic changes, forecasts for Poland and the world. Wealth of societies and the demographic structure. Causes of populations’ aging. The demographic dependency ratio and its types. Retirement systems and demographic factors. Work and income of older people in an aging society.
5. Social standards and protection against poverty.
Measures of poverty - theory and practice. Changes in the level of official poverty measures and their relation to minimum pensions, minimum wages and average wages. Threat of poverty in Poland. Types of pensions and rules for obtaining them. Minimum retirement benefit. Principles of operation and the role of social assistance, basic social assistance benefits. Active and passive tools to combat unemployment. Pre-retirement benefits.
6. PAYG pension insurance
The essence of pay-as-you-go financing. Is the capitalization of liabilities in a public system necessary? Analysis of benefits from the pay-as-you-go system and related problems. State guarantees in the pension system.
7. Funded pension insurance. Private retirement plans
The formula of benefits - plans with a defined benefit, with a defined contribution and indirect forms. Benefits accrual, the acquisition of rights and their portability. The value of future benefits. The role of the state in funded pension insurance.
8. Reforms of pension systems.
Directions of changes in pension systems: Anglo-Saxon, Latin American and Polish-Swedish approaches. Diversification of income allocation in the pension system. Transformation from one system to another. Financing the pension reform.
9. Multi-pillar systems
Division of tasks between the pillars of the pension system. Pension system in Germany, Great Britain, USA.
10. Polish social insurance system - reforms, conditions, directions of changes
The general shape of the Polish pension system. Basic rules, amount of contributions and benefits. The old system and its transformation. Principles of the new pension system: first and second pillar. The role of the Social Security Institution. The functions, regulation and supervision of the Open Pension Funds. Rate of return and amount of pensions. The third pillar: IKE, IKZE, PPE.
11. Finances of the pension system.
Inflows and outflows of pension systems: ZUS, KRUS, special systems. Size of contributions and benefits, number of insured and beneficiaries.
12. Social and economic costs of social insurance.
Effectiveness of social insurance operations, impact on the economy, the condition of public finances, decisions on supply and demand for labor, the importance of the tax wedge.
Szacunkowy nakład pracy studenta:
Typ aktywności K (kontaktowe) S (samodzielne)
wykład (zajęcia) 15 0
ćwiczenia (zajęcia) 15 0
egzamin 3 0
konsultacje 2 0
przygotowanie do ćwiczeń 0 15
przygotowanie do wykładów 0 15
przygotowanie do kolokwium 0 0
przygotowanie do egzaminu 0 10
… 0 0
Razem 35 40 = 75